Collect in your customer's currency
Give each market local account details so customers pay a domestic transfer instead of an international wire that arrives short.
For businessesOne account for a
One account for a
borderless company
Collect revenue where your customers are, hold it in the currency it arrived in, and pay the people who make your business run — wherever they bank.
Business account
Treasury, payouts and collections together
Stop reconciling three providers and a spreadsheet to answer one question about your cash.
One balance, many currencies
Keep USD, EUR, GBP and AED side by side and convert only what you need, when the rate makes sense for you.
Pay your whole team locally
Contractors, suppliers and staff receive money into their own bank in their own currency, from a single batch you approve once.
See your position
Balances, incoming payments and pending payouts in one view, so you know what is available before you commit to spending.
Records your accountant will accept
Every payment carries its invoice reference, FX rate and fee, and the whole ledger exports cleanly at period end.
Controls as you grow
Verified business account, screened transactions and a full audit trail of who approved what and when.
Where it helps most
If any of this sounds familiar, Vale was built for you
- Customers in several countries paying you by international wire, arriving short and late
- Contractors in different currencies invoicing you monthly and chasing you about fees
- Holding foreign currency you are forced to convert immediately at whatever rate applies
- No single place to see what you actually hold across currencies
- Month end spent reconciling FX differences nobody can explain
Month in one account
Collected$184,300
Converted$62,000
Paid out$71,450
Held across 4 currencies$112,850
Illustrative figures shown to explain the layout of the dashboard.
Business FAQ
Questions from finance teams
What companies ask before moving their cross-border flows over.
Your company registration documents, proof of address for the business, and identity documents for the directors and beneficial owners. Once submitted, verification is usually completed the same day for straightforward structures.
Yes. You can invite colleagues to the account so finance and operations can work in the same place, with a record of who created and approved each payment.
You can pay contractors, suppliers and staff into their local bank accounts across supported corridors. Vale handles the payment itself — it is not a payroll bureau, so tax withholding and statutory filings remain your responsibility or your payroll provider's.
Every transaction is exportable with its reference, rate and fee, so it can be imported or reconciled against your ledger. Talk to our team about the format that works best for your finance stack.
Set up your business account
Submit your company documents once and start collecting in your customers' currencies.